How to Play Super 21 Blackjack 

Blackjack is a card game that has numerous variations, and Super 21 is one of them. Originally invented by Howard Grossman, a casino card counter, Super 21 is a multi-hand blackjack game that shares a lot of similarities with the standard blackjack but comes with additional twists, ultimately providing more ways to win. It is usually played with a single deck card, but double and multi-deck variants can also be found at some casinos.

If you’re interested in finding out more about one of the most popular blackjack variants, then, by all means, keep reading our how to play guide. 

How to Play Super 21 

If you want to learn more about Super 21, take a look at the next section of our article as we break down the general rules of the game, as well as the payout structure of this blackjack format. Read on!

General Rules

Super 21 is played with a 52 card deck, with the jokers being excluded. Like traditional blackjack, the goal of Super 21 is to beat the dealer by hitting a blackjack (creating a hand of point value 21) or as close to it as possible without exceeding 21 (going bust). The aces are valued either 1 or 11, depending on which value will benefit player the most. All the face cards in the deck count as 10, while the numbered cards are taken at face value. 

At the start of the round, you need to place a bet on the selected hand position. After you’ve placed your bets, you will receive two cards face down. At the same time, the dealer receives two cards, but only one is face up, while the other is face down. You will then opt whether you want to receive an additional card (hit) or decline additional cards (stand).

If the total value of your cards exceeds 21, you will lose your bet (bust). If you hit a blackjack of 21, or your hand is closer to 21 than the dealer’s, then you win the bet. 

During gameplay, you will also have the option to: 


  • Double you can opt to double your bets after receiving your first two cards if you think that your third card will provide you with a better chance of beating the dealer. 
  • Split if you are dealt a pair, you can split your cards into two new hands. You will then receive two new cards, one for each hand. This option gives you another chance to beat the dealer and double your win.
  • Insurance If the dealer shows an ace, you will have to option to purchase an insurance bet. This bet is treated independently from regular bets, and if the dealer has blackjack, you will win the insurance bet. Not all Super 21 online games offer insurance, so you should check out the terms of the game you are playing if you intend on using this option. 
  • Surrender Some games allow the players to abandon their hands and recover half of their wager, losing the other half to the house. 


Super 21 Blackjack Rules 

Although Super 21 follows the same gameplay format, there are some slight differences between the rules of classic blackjack and Super 21: 

  • Players in Super 21 cannot re-split 
  • The players win if they have a hand with six cards or more with a total point value of 20, regardless of the dealer’s hand. This is known as 6 Card Charlie, and it has a payout of 1:1. 
  • Dealers cannot check for blackjack 
  • Players can double after a split 
  • The dealer takes an extra hand if their point value is 16 or less
  • The player can surrender a bad hand and retrieve half of their bets 
  • If the player is dealt an Ace and a face card in a split, it is considered a ‘’21’’ and not a blackjack 
  • The player’s blackjack always supersedes a dealer blackjack 
  • If the dealer’s up card is an ace, players can purchase an insurance bet. 

Super 21 Blackjack Payouts 

Betting in this blackjack format depends on the minimum and maximum betting limits of the variant offered by the casino. In general, you’ll find that the betting limits are much higher in land-based casinos than in online casinos. 

The house edge of this variant is not the lowest of all the blackjack variants, but it does come with a reasonable 1.2−1.6% house edge, which is low by the standards of other blackjack variants. 

The pay scale in Super 21 is one of the main differences between this and the standard blackjack version. Winnings are paid as follows: 

  • Blackjack − 1:1 
  • Winning hand − 1:1 
  • Insurance − 2:1 
  • Blackjack with two diamonds − 2:1 
  • Six cards with 20 points or less (6 Card Charlie) − 1:1 
  • Five or more cards for 21 points − 2:1 


Super Fun 21 is a great game for beginners, but it comes with a relatively high house edge, which is why most adept players avoid playing this blackjack version. The game, however, does come with some fun twists such as the 6 Card Charlie. While there are some subtle differences, players who are familiar with the regular blackjack rules will not have any problems adjusting to this version. 

For those who enjoy playing blackjack online, you should know that industry-leading software developers have taken matters into their own hands and developed a Super 21 blackjack game that is almost identical to its counterpart that can be found at land-based casinos. Have fun!